Brown & Brown Inc. is a diversified insurance brokerage and risk management company headquartered in Daytona Beach, Florida. It operates through two main segments: Retail, which provides property and casualty, employee benefits, and personal lines insurance to commercial, public, and individual clients, and Specialty Distribution, which includes wholesale brokerage, program management, and specialty underwriting services. The company also offers non-insurance warranty products through dealer services businesses. Brown & Brown serves businesses of varying sizes, government entities, and individuals, generating revenue primarily through commissions, fees, and profit-sharing arrangements with insurance carriers. Its operations span the United States, the United Kingdom, and other international markets, with a growing presence in Canada and Europe. The company has expanded significantly through acquisitions, building a broad network of regional and national brokerage operations.

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