Capital One Financial is one of America's largest banks, built on credit cards and now the largest U.S. credit card issuer by purchase volume following its 2025 acquisition of Discover Financial Services. The Discover deal added a proprietary global payments network, making Capital One the only major U.S. issuer to own its network alongside American Express, with plans to migrate its debit and portions of credit volume onto it. Its Consumer Banking segment provides auto lending, where it is a top-tier lender, and national digital banking built on a branch-light model with cafés; Commercial Banking serves middle-market companies and commercial real estate. Known for data-driven underwriting since its 1994 founding by Richard Fairbank, Capital One is headquartered in McLean, Virginia.

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Capital One Financial Corp