Equifax Inc. is a global data, analytics, and technology company and one of the three major consumer credit reporting agencies in the United States, alongside Experian and TransUnion. It collects and maintains credit and financial information on millions of consumers and businesses, selling credit reports, scores, identity verification, fraud prevention, and analytics to lenders, insurers, employers, and government agencies. The company operates through segments including Workforce Solutions, which provides income and employment verification and employer HR services, and U.S. and international credit reporting businesses. Equifax generates revenue primarily from subscription and transaction-based fees for data and analytics services. While most revenue comes from the United States, it also operates in Canada, the United Kingdom, Europe, Latin America, and other international markets, serving customers across financial services, mortgage, automotive, retail, and telecommunications industries.

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