Mastercard is a technology company in the global payments industry that connects consumers, financial institutions, merchants, governments, and businesses worldwide by enabling electronic payments. Through its proprietary global payments network it switches (authorizes, clears, and settles) transactions across its Mastercard, Maestro, and Cirrus brands, and offers additional rails including batch and real-time account-based payments. In 2025 it generated $32.8 billion of net revenue, with gross dollar volume of $10.6 trillion and 175.5 billion switched transactions. Its strategy centers on three priorities: consumer payments, commercial and new payment flows (including the Mastercard Move money-movement portfolio), and services and other solutions such as security, fraud prevention, data analytics, and consulting. The franchise model sets network standards that balance value and risk among all participants.

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Mastercard Inc