Truist Financial Corp is a US bank holding company headquartered in Charlotte, North Carolina, formed by the 2019 merger of BB&T and SunTrust. It operates as a super-regional bank with a footprint concentrated in the Mid-Atlantic and Southeast, serving consumers, small businesses, middle-market companies, and large corporations. Its segments include consumer banking and wealth, commercial banking, and insurance holdings. Offerings span retail and commercial deposits and lending, mortgage and point-of-sale consumer finance, credit cards, wealth and asset management, investment banking and capital markets, treasury services, and insurance brokerage. Revenue comes mainly from net interest income on loans and securities plus fee income from service charges, card and payment fees, wealth management, investment banking, and insurance. Truist also maintains a digital banking platform and a nationwide corporate and investment banking presence.

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