U.S. Bancorp is the fifth-largest commercial bank in the United States, with about $680 billion in assets, operating as U.S. Bank across a branch network concentrated in the Midwest and West and expanded into California through the 2022 acquisition of MUFG Union Bank. It provides consumer and business banking, corporate and commercial banking, wealth management, and distinctive payment services businesses, including merchant acquiring through Elavon and one of the largest corporate and retail card issuing operations among U.S. banks, giving it a fee-revenue mix richer than most regional peers. The bank is consistently ranked among the industry's most efficient and disciplined underwriters. Tracing its roots to 1863 and the First National Bank of Cincinnati, U.S. Bancorp is headquartered in Minneapolis, Minnesota.

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